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Base Rate

In compliance with the DFIM Circular # 6 "Guidelines on the Base Rate System for Non-Bank Financial Institutions" issued by Bangladesh Bank on August 20, 2013, Strategic Finance & Investments Ltd reviews the Base rate on a monthly basis. Base rate is the minimum rate below which it is not viable for a Non-Bank Financial Institution to lend in the market. As per the Base Rate Guideline, the actual lending rates charged to the borrowers would be the Base Rate plus borrower-specific charges, which would include product-specific operating costs, risk premium and tenor premium.

The Base Rate of Strategic Finance & Investments Ltd is exhibited at all branches (Head Office & Principal Branch) along with website and the determination and application of this Base Rate is in accordance with the Base Rate Guidelines of Bangladesh Bank for being transparent in the pricing of floating rate lending products.


Month Regular Adjustement
October 2021 11.00% 11.00%
September 2021 11.04% 11.04%
August 2021 11.13% 11.13%
July 2021 11.25% 11.25%
June 2021 11.30% 11.30%
May 2021 11.27% 11.27%
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