Credit Rating

Date Of Declaration Valid Till Rating Action Long Term Rating Short Term Rating Outlook
April 01, 2024 March 31, 2025 Surveillance-03 A+ ST-2 Stable
April 01, 2023 March 31, 2024 Surveillance-02 A+ ST-2 Stable
April 01, 2022 March 31, 2023 Surveillance-01 A+ ST-2 Stable
April 01, 2021 March 31, 2022 Initial A+ ST-2 Stable

Emerging Credit Rating Limited (ECRL) has assigned A+ (Pronounced as “Single A Plus”) long term credit rating and ST-2 short term credit rating to SFIL Finance PLC. based on audited financial statements of FY2023 and other available quantitative and qualitative information up to the date of rating declaration. The outlook on the rating is Stable. The ratings are consistent with ECRL’s methodology for this type of company. ECRL considered financial performance, capital base, asset quality, management experience, liquidity, and the prospect of the industry while assigning the rating.